How does Pay it Forward Processing Work?
We take pride in helping other businesses grow - in every sense of the word. Our team of dedicated account managers will take a close look at every aspect of your business.
What Sets us Apart from Other Companies
We take pride in helping other businesses grow - in every sense of the word. Our team of dedicated account managers will take a close look at every aspect of your business.
Wide Variety of Solutions
We guarantee to meet or beat your current credit card processing rates, saving you money every month
Charitable Impact
Choose any charity to receive donations from your processing fees. Making every transaction meaningful.
Free Assistance with PCI
PCI DSS compliant with end-to-end encryption and fraud prevention to protect your business and customers.
No Contracts Month to Month
We guarantee to meet or beat your current credit card processing rates, saving you money every month
Designated Account Officer
You have their cellphone number whenever you need help
No Rate Increases and Lower Processing Cost
In our 25 years history, Pfprocessing has never raised rates. We guarantee to meet or beat your current credit card processing rates, saving you money every month
Our Simple and Streamlined Process
We've taken the complexity out of payment processing. In four simple steps, we can lower your costs and increase your community impact.
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1
Free Rate Review & Custom Plan
Share your processing statements and we'll perform a deep-dive analysis to show you exactly where you can save.
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2
Seamless &
Easy Setup
Our dedicated technicians ensure a smooth, hassle-free transition with zero downtime and free cutting-edge equipment.
3
Choose Your Donation Destination
Select a certified 501(c)(3) nonprofit or cause from our partners that's meaningful to you and your team to 'pay it forward'.
4
Work with your Account Officer
Continue running your business while working with your personal account officer that will support you all the time
Making a Tangible Difference, Together
Our commitment to giving back is more than just a promise, it's a measurable part of our business. Every transaction you process contributes to a growing fund that supports charities chosen by clients like you.
$551,739.72
Donated to Charities on behalf of our clients
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$1M Goal
100+ Charities
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No Extra Cost
Our Charity Partner
We partner with ESBCharity to connect with over 100+ verified charities, ensuring your donations reach legitimate organizations making real impact in communities worldwide.
Credit Card Processing Solutions
Built For The Modern Business
We offer a comprehensive suite of secure, compliant services and technology to ensure you can accept payments efficiently and affordably.
Cash Discount / Surcharging
Eliminate up to 100% of your monthly credit card processing fees with our popular and fully compliant program.
Invoicing &
ACH Payments
Get paid faster with professional electronic invoices and secure, low-cost bank-to-bank ACH transfers.
Point-of-Sale (POS) Systems
Manage inventory, track sales, and streamline checkouts with state-of-the-art POS systems.
Mobile Credit Card Processing
Accept credit card payments securely on the go from any smartphone or tablet, perfect for service providers.
E-commerce & Online Payments
Integrate our secure payment gateways into your website for seamless online credit card transactions.
Secure & Free
Equipment
Remove the barrier to entry with top-of-the-line, EMV-compliant, PCI-certified equipment at no cost.
Expertise in Your Industry
We have years of direct experience providing specialized support for diverse businesses
B2B
CertaPro Painters
Auto Mechanics
Insurance
We Help You Stay Compliant & Secure
Beyond just processing credit cards, we guide your business through all necessary compliance requirements and provide ongoing support to ensure you meet industry standards and regulations.
Guided Setup
PCI DSS Compliance Assistance
We guide your business through PCI DSS Level 1 compliance requirements and provide ongoing support to maintain certification and protect customer data.
256-bit SSL
End-to-End
Encryption
All transactions are encrypted from the moment a card is swiped until processing is complete, protecting sensitive data at every step.
AI-Powered
Advanced Fraud Prevention
Real-time fraud monitoring and machine learning algorithms detect and prevent suspicious transactions before they occur.
EMV Certified
EMV Chip
Technology
Support for the latest chip card technology and contactless payments, reducing fraud risk by up to 87%.
Full Support
Compliance Support & Documentation
We assist with all necessary compliance requirements including SOX, GDPR, and industry-specific regulations, providing documentation and audit support.
24/7 Monitoring
Instant Fraud
Alerts
Immediate notifications for any suspicious activity, with 24/7 monitoring and rapid response protocols.
We Help You Achieve Full Compliance
Our compliance experts assist your business in meeting all required certifications and maintaining ongoing compliance with industry standards
What Our Clients Are Saying
Don't just take our word for it. Here's what our partners have to say about their experience.
"Fantastic service. David is very helpful and knowledgeable. It is good to know that an account manager is local to help with any questions. We are saving money...and I like that we are 'paying it forward'..."
Karen
Longmont, CO
"For 9 years I've had the same impeccable service. If a problem arises I put in one call, and everything is taken care of. They have NEVER let me down..."
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Teri
Highland, CA
"Since 2006 we've had great service...They've taken out the complexity and hassles of our credit card processing."
Andrew
San Diego, CA
Our Story:
The Mission Behind our Company
Pay It Forward Processing was born not in a boardroom, but from a belief in the power of service. Our founder, Renee, built this company on her life's principle of "servant leadership"—the conviction that our success is a direct result of helping others succeed first.
In this video, Renee shares the personal story and the "why" behind our company's mission. Learn how a commitment to service became a business model designed to empower merchants and uplift communities at the same time.
Ready to See the Difference?
Let's start with a simple conversation. Get a free, no-obligation analysis of your current processing fees and discover how much you can save and give back.
Get in Touch
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Call Us
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(858) 771-0076
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Email Us
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Serving Nationwide
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Local support wherever you are
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Why Choose Us?
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Free rate analysis and consultation
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No long-term contracts or hidden fees
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Charitable giving at no extra cost
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Local support and personal service